Mutual Funds let you out at the end of the day. Are you thinking about it? You said you really wished you had gotten out on Thursday 8/20. On the other hand, it does seem so easy. Just hold on and you get back to where you were when you check your 401K online. Maybe tomorrow you will be glad you didn't get out. After all, the Fed minutes show there is little interest in raising interest rates this year. And, like I said, with exceptions for bear market years, October is followed by a rising market. I think I would go with that but only as long as my momentum system says stay in long. But you? How do you decide?